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For those who have a life insurance policy of their own, itÍs important to make sure benefits don't go into the pool of unclaimed funds. These are eventually turned over to the state and may not help the named beneficiary at all if the right people aren't informed of the plan. Policyholders should inform the beneficiary as well as anyone else who has an active role in their finances, such as a bookkeeper or estate planner. Keep copies of the life insurance policy and other important financial documents in a safe place, and make sure loved ones know where these documents can be found.