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very parent wants to protect their child, but no one wants to think about what will happen if they have to bury their own offspring. Many parents want to be prepared in case of any eventually, so they purchase a life insurance policy for their kid. But is a term or whole policy the best for them? Can they use it later on for college or buying a house? Life insurance is an important issue, because it can either prevent you from a financial disaster or cause you to waste thousands of dollars. It's like investing in a mutual fund - the difference between the right decision and the wrong decision could be catastrophic. Take this quiz to test your smarts on life insurance for your kid.