Finally. Lower insurance rates that reward healthy lifestyles.

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Making Insurance Fair

Those living a healthy lifestyle are overpaying for their insurance

Health IQ is the only company that combines your current health, health literacy and active lifestyle to better predict your long-term health, getting you rates up to 33% lower.*

How we got lower rates

Using science to save you money

We spent years researching how a high Health IQ and active lifestyle correlate with positive health outcomes so we can reward all your hard work with the extra savings you deserve.

How we got lower rates

Using science to save you money

We spent years researching how a high Health IQ and active lifestyle correlate with positive health outcomes so we can reward all your hard work with the extra savings you deserve.

Health Literacy Research

A high Health IQ correlates to a 36% lower risk of early death

Active Lifestyle Research

Cyclists have a 45% lower risk of cancer incidence

Reference

Swimmers have a 41% lower risk of death from heart disease

Reference

Low Rate Guarantee

How we ensure you get the lowest rate

1.

We first shop our special rate partners to get you the best rate

2.

We double check the rate by shopping 30 additional carriers

Special rate check

We first shop our special rate partners to get you the best rate

Retail rate check

We double-check the rate by shopping 30 additional carriers

Let's get started.

Why Work With Us

Reasons customers choose Health IQ

Top Customer Rating

9.5/10 customer satisfaction on Trustpilot

"Amazing customer service from top to bottom. Two Thumbs Up!"

- Ted M, Runner

Top In Protection

The nation's fastest growing in coverage issued

Top Business Rating

Given the highest rating by the Better Business Bureau

As Seen On...

Featured in some of the nation's leading publications

Let's get started.

Our Mission

Insurance on a mission to reward your healthy lifestyle

Health IQ is an insurance company rewarding those with healthy lifestyles like runners, cyclists, weightlifters, yogis, vegetarians and well-managed diabetics.

We believe the best way to improve the health of the world is to celebrate those that have taken responsibility for their health rather than harassing those who have not.