Medicare and Life Special Insurance Savings | Health IQ

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Health IQ Insurance Services, Inc. – CA license No. OK27284, AR License No. 1800014105.

2513 Charleston Rd #102, Mountain View, CA 94043

This is an insurance solicitation and an insurance agent or insurance company may contact you. Health IQ is not connected with or endorsed by the U.S. Government or the federal Medicare program.

Doctor choice requires that doctor is in network or that beneficiary has a plan with out-of-network benefits. Out-of-pocket costs may be higher for out-of-network benefits. Plan availability varies by region and state.

For a complete list of available plans, please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.

Estimated rates and savings are non-binding, subject to change, and based on a hypothetical customer profile that may be different than yours. Your specific rate and savings will vary based on individual circumstances, including age, gender, height, weight, health, location, issuing insurer, coverage amount, time of purchase, and other factors. For more information on how we calculate estimated rates and savings, please see our Advertising Disclosures.

”Special rate” is defined in the context of the advertising as an exclusive individual rate that no other broker can provide. The special rate Medigap product is offered through Health IQ by a leading insurance carrier; special rates for Medigap plans are not available with any other carrier.

(1) Estimated savings based on average annual savings for a 68-year-old, non-smoking female purchasing Medicare Supplement Plan G through Health IQ, and calculated by comparing the average market price for a Plan G policy for her in TX, IL, MD, NC, MI, LA, IN, NV, NM, KS, IA, NE, WY, SD against what she would pay for a (V2) preferred special rate policy available through Health IQ in those states. She will save 43% or $881 (monthly premium x 12) per year or $4140.70 over the lifetime of the policy (calculated by multiplying annual savings of $881 by estimated 4.7 year average policy life). Rates include household discount where available.

(2) 41% savings are calculated using a 36-year-old male non-smoker in California purchasing a 30-year, $500,000 special rate term life insurance policy for $42.25/mo where the applicant would qualify for the Preferred rate class only after benefiting from Health IQ’s stretch underwriting guidelines, and comparing that to the retail rate from the same carrier, which would cost the same individual $71.61/mo, for a savings of 41%.

(3) Savings calculated based on comparing average prices in AZ, for men and women ages 50+ with Good to Excellent credit history, from leading insurance companies with exclusive discount available through Health IQ. He/She will save 40% or $580.80 (monthly premium x 12) per year or $3,484.80 over the lifetime of the policy (calculated by multiplying annual savings of $580.80 by estimated 6 year average policy life). Actual savings may vary.