5 Reasons Runners Are Being Overcharged For Life Insurance

1. Runners Live Longer Than Everyone Else

30% reduction in all-cause mortality according to a 2014 study in The Journal of The American College of Cardiology

Decreased Risk of All-Cause Mortality

30% reduction in all-cause mortality according to a 2014 study in The Journal of The American College of Cardiology

The study examined the associations of running with all-cause mortality risks in 55,137 adults (average age 44 years old). Compared with non-runners, runners had 30% lower risk of all-cause mortality as well as a 3-year life expectancy benefit.

2. Runners Have Much Lower Blood Pressure

41% less likely to suffer from high blood pressure if you run 2 marathons per year according to a 2009 study in Medicine & Science in Sports & Exercise.

Decreased Risk of Blood Pressure

41% less likely to suffer from high blood pressure if you run 2 marathons per year according to a 2009 study in Medicine & Science in Sports & Exercise.

3. Runners Have Half The Chance of Dying From Heart Disease

49% reduction in cardiovascular mortality according to a 2014 study in The Journal of The American College of Cardiology

Decreased Risk of Cardiovascular Mortality

49% reduction in cardiovascular mortality according to a 2014 study in The Journal of The American College of Cardiology

The study examined the associations of running with cardiovascular mortality risks in 55,137 adults (average age 44 years old). Compared with non-runners, runners had 45% lower risk of cardiovascular mortality as well as a 3-year life expectancy benefit.

4. Runners Have An Exponentially Lower Risk of Diabetes

87% less likely to be diabetic than non-marathoners if they run 2 marathons per year

59% less likely to be diabetic than non-marathoners if they run 1 marathon every 5 years

Decreased Risk of Diabetes

2 Marathons per year

Decreased Risk of Diabetes

1 Marathon per 5 years

87% less likely to be diabetic than non-marathoners if they run 2 marathons per year

59% less likely to be diabetic than non-marathoners if they run 1 marathon every 5 years according to a 2009 study in Medicine & Science in Sports & Exercise.

This study compared marathon participation with prevalence of hypertension, hypercholesterolemia, and diabetes in 62,284 male and 45,040 female runners. Prevalence of these conditions decreased with the frequency of marathons, independent of annual running mileage.

5. Runners Get Fewer Cataracts Later in Life

35% reduction in risk of getting cataracts later on in life according to The Journal of Investigative Ophthalmology & Visual Science

Decreased Risk of Cataracts

35% reduction in risk of getting cataracts later on in life according to The Journal of Investigative Ophthalmology & Visual Science

The study tested over 40,000 male and female runners. Running more often and running faster reduced cataract risk, with some association attributable to the leanness of the faster, higher mileage runners.