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High Intensity Athletes

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4 Reasons why high intensity athletes should get a lower rate on life insurance

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High Intensity Athletes & All-Cause Mortality

According to a 2009 Study in the International Journal of Sports Medicine, men who do high-intensity exercise have a 35% lower risk of all-cause mortality. For women the risk reduction is 53%.

This meta-analysis study analyzed all-cause mortality with special reference to intensity categories. The criteria for a study to be included required 3 or 4 different intensities. Only prospective cohort studies on physical leisure activity were included with a study duration of at least four years. Studies were selected only when the following data were reported: number of subjects, sex, age, duration of study, kind of exercise, intensity (MET) with two or more activity categories. 38 studies made the final cut. The statistical analysis models used in the publications were either proportional hazard models or logistic regression models. In all the studies eligible for meta-analysis either age-adjusted, multivariate-adjusted or both types of relative risk estimates with corresponding confidence intervals were reported.

H. L ö llgen et al, Int J Sports Med 2009; 30:213– 224 (DOI 10.1055/s-0028-1128150)

High Intensity Athletes & All-Cause Mortality

According to a 2009 Study in the International Journal of Sports Medicine, men who do high-intensity exercise have a 35% lower risk of all-cause mortality. For women the risk reduction is 53%.

This meta-analysis study analyzed all-cause mortality with special reference to intensity categories. The criteria for a study to be included required 3 or 4 different intensities. Only prospective cohort studies on physical leisure activity were included with a study duration of at least four years. Studies were selected only when the following data were reported: number of subjects, sex, age, duration of study, kind of exercise, intensity (MET) with two or more activity categories. 38 studies made the final cut. The statistical analysis models used in the publications were either proportional hazard models or logistic regression models. In all the studies eligible for meta-analysis either age-adjusted, multivariate-adjusted or both types of relative risk estimates with corresponding confidence intervals were reported.

H. L ö llgen et al, Int J Sports Med 2009; 30:213– 224 (DOI 10.1055/s-0028-1128150)

High Intensity Athletes & VO2 Max

According to a 2007 study in the Journal of Applied Physiology, 7 sessions of 40 minutes of high intensity exercise increases VO2 max by 13%.

High Intensity Athletes & VO2 Max

High Intensity Athletes & Heart Disease

According to a 2006 study in the European Journal of Cardiovascular Prevention and Rehabilitation, a single weekly bout of exercise of high intensity reduces the risk of cardiovascular death by 39% in men and 51% in women.

The observation that exercise training reduces cardiovascular mortality is robust and consistent, but the amount and intensity of exercise that is required for risk reduction is not yet resolved. The study focused on the association between the amount and intensity of exercise and cardiovascular mortality in 27,143 men and 28,929 women with no known cardiovascular disease at the beginning of follow-up between 1984 and 1986. After 16 years of follow-up, 2946 men (10.8%) and 2486 women (8.6%) had died from ischaemic heart disease or stroke. A single weekly bout of exercise of high intensity reduced the risk of cardiovascular death, both in men and women, compared with those who reported no activity. There was no additional benefit from increasing the duration or the number of exercise sessions per week. The risk reduction related to exercise increased with increasing age in men, but not in women. These results challenge the current recommendation that expenditure of at least 1000 kcal per week is required to achieve exercise-induced protection against premature cardiovascular mortality.

Wisloff U, Nilsen et al. Eur. J. Cardiovasc. Prev. Rehabil. 2006; 13:798Y804

High Intensity Athletes & Heart Disease

According to a 2006 study in the European Journal of Cardiovascular Prevention and Rehabilitation, a single weekly bout of exercise of high intensity reduces the risk of cardiovascular death by 39% in men and 51% in women.

The observation that exercise training reduces cardiovascular mortality is robust and consistent, but the amount and intensity of exercise that is required for risk reduction is not yet resolved. The study focused on the association between the amount and intensity of exercise and cardiovascular mortality in 27,143 men and 28,929 women with no known cardiovascular disease at the beginning of follow-up between 1984 and 1986. After 16 years of follow-up, 2946 men (10.8%) and 2486 women (8.6%) had died from ischaemic heart disease or stroke. A single weekly bout of exercise of high intensity reduced the risk of cardiovascular death, both in men and women, compared with those who reported no activity. There was no additional benefit from increasing the duration or the number of exercise sessions per week. The risk reduction related to exercise increased with increasing age in men, but not in women. These results challenge the current recommendation that expenditure of at least 1000 kcal per week is required to achieve exercise-induced protection against premature cardiovascular mortality.

Wisloff U, Nilsen et al. Eur. J. Cardiovasc. Prev. Rehabil. 2006; 13:798Y804

High Intensity Athletes & Blood Glucose

According to a 2010 study in the Journal of Medicine and Science in Sports and Exercise, when compared to running, HIIT results in a 50% reduction in blood glucose when tested 2 hours after eating.

High Intensity Athletes & Blood Glucose

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Health IQ Advantage: We measure waist to hip ratio in addition to BMI for those with muscular builds.

Health IQ Advantage: Have a lot of muscle? We’ll make sure you’re not penalized by your BMI.

Health IQ Advantage: Health conscious high intensity athletes who verify their knowledge and mileage can qualify for special rates.

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Health IQ uses data, science, and statistics to show insurance carriers that health conscious people deserve lower rates on life insurance. By clicking "get quote", I give Health IQ Insurance Services my electronically signed prior express written consent to contact me at my phone number and email address listed above to discuss buying life insurance policies & prices. We will never sell your data.

Because the agents are frequently busy helping health conscious customers, I agree these marketing communications may be sent to me using automated technology and pre-recorded messages. I understand that my consent to receive these communications is not a condition of purchase (i.e. I can buy a policy without agreeing to any such communications). By clicking "get quote", I agree to Health IQ Insurance Services’ Privacy Policy and Terms of Use policies.

Health IQ Advantage: We help endurance athletes with slow resting heart rates or runner’s heart get better rates.

General Health History

Health IQ Advantage: Had depression from bereavement? We’ll make sure it is treated differently than ongoing depression.

Heart Health

Health IQ Advantage: We help those with slight hypertension who meditate regularly get better rates.

Health IQ Advantage: We measure Tri/HDL cholesterol ratio in addition to HDL ratio for low carb dieters.

Family History

Health IQ Advantage: Has your family history inspired you to be more health conscious? We minimize the penalty for adverse family health history if you are otherwise healthy.

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Tobacco History

Health IQ Advantage: Quit smoking? We’ll make sure you get the credit you deserve.

Verified and secured by Health IQ Insurance Services, Inc., Insurance  Life, Mountain View, CA

Health IQ uses data, science, and statistics to show insurance carriers that health conscious people deserve lower rates on life insurance. By clicking "get quote", I give Health IQ Insurance Services my electronically signed prior express written consent to contact me at my phone number and email address listed above to discuss buying life insurance policies & prices. We will never sell your data.

Because the agents are frequently busy helping health conscious customers, I agree these marketing communications may be sent to me using automated technology and pre-recorded messages. I understand that my consent to receive these communications is not a condition of purchase (i.e. I can buy a policy without agreeing to any such communications). By clicking "get quote", I agree to Health IQ Insurance Services’ Privacy Policy and Terms of Use policies.

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By high intensity athletes for high intensity athletes. Our team is comprised of health conscious people who overcame their own health challenges with healthy habits, exercise, and nutrition.

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