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4 Reasons why swimmers should get a lower rate on life insurance

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Swimmers & All-Cause Mortality

According to a 2008 study published in the International Journal of Aquatic Research and Education, swimming leads to a 53% lower all-cause mortality risk.

The 2008 study, published in the International Journal of Aquatic Research and Education, analyzed the link between physical activity and all-cause mortality in over 40,000 men. After adjustments for age, body-mass index, smoking status, alcohol intake, and family history of cardiovascular disease, swimmers had 53% lower all-cause mortality risk. The goal of this study was to evaluate characteristics of participants in the Aerobics Center Longitudinal Study and to compare health habits and physiological characteristics among swimmers, runners, walkers, and sedentary women and men to evaluate the health benefits of swimming compared with other types of physical activity. Participants were 10,518 women and 35,185 men age 20–88 years who completed a health examination between 1970 and 2005. Differences in the distribution of selected characteristics between swimmers and those participating in other types of activities (sedentary, walkers, or runners) were tested using logistic regression for proportions and ANOVA for continuous variables.

Nancy L. Chase et al. Int.l J. of Aquatic Research and Education Vol. 2 | No. 3 Article 3; 2008

Swimmers & All-Cause Mortality

According to a 2008 study published in the International Journal of Aquatic Research and Education, swimming leads to a 53% lower all-cause mortality risk.

The 2008 study, published in the International Journal of Aquatic Research and Education, analyzed the link between physical activity and all-cause mortality in over 40,000 men. After adjustments for age, body-mass index, smoking status, alcohol intake, and family history of cardiovascular disease, swimmers had 53% lower all-cause mortality risk. The goal of this study was to evaluate characteristics of participants in the Aerobics Center Longitudinal Study and to compare health habits and physiological characteristics among swimmers, runners, walkers, and sedentary women and men to evaluate the health benefits of swimming compared with other types of physical activity. Participants were 10,518 women and 35,185 men age 20–88 years who completed a health examination between 1970 and 2005. Differences in the distribution of selected characteristics between swimmers and those participating in other types of activities (sedentary, walkers, or runners) were tested using logistic regression for proportions and ANOVA for continuous variables.

Nancy L. Chase et al. Int.l J. of Aquatic Research and Education Vol. 2 | No. 3 Article 3; 2008

Swimmers & VO2 Max

According to a 2013 study in the International Journal of Cardiology, researchers saw a 16% increase in VO2 max when swimmers tested cycling max thresholds pre- and post swimming training and a 20% lower VO2 max than runners while running at the same speed and distance.

Swimmers & VO2 Max

Swimmers & Heart Performance

According to a 2013 study in International Journal of Cardiology, swimming recreationally results in an 18% increase in peak left ventricular end-diastolic volume and an 8% increase in peak systolic blood pressure.

In this study, swimming was also found to improve bicycle exercise performance with VO2 Max increasing by 16% in 12 sedentary middle-aged persons . There was an 18% increase in peak left ventricular end-diastolic volume and an 8% rise in peak systolic blood pressure. This study reviewed the physiologic effects and cardiovascular responses to swimming, the cardiac adaptations to swim training, swimming as a cardiac disease risk factor modifier, and the effects of swimming in those with cardiac disease conditions such as coronary artery disease, congestive heart failure and the long-QT syndrome.

Lazar JM et al; Int J Cardiol. 2013 Sep 20;168(1):19-26. (doi: 10.1016/j.ijcard.2013.03.063.)

Swimmers & Heart Performance

According to a 2013 study in International Journal of Cardiology, swimming recreationally results in an 18% increase in peak left ventricular end-diastolic volume and an 8% increase in peak systolic blood pressure.

In this study, swimming was also found to improve bicycle exercise performance with VO2 Max increasing by 16% in 12 sedentary middle-aged persons . There was an 18% increase in peak left ventricular end-diastolic volume and an 8% rise in peak systolic blood pressure. This study reviewed the physiologic effects and cardiovascular responses to swimming, the cardiac adaptations to swim training, swimming as a cardiac disease risk factor modifier, and the effects of swimming in those with cardiac disease conditions such as coronary artery disease, congestive heart failure and the long-QT syndrome.

Lazar JM et al; Int J Cardiol. 2013 Sep 20;168(1):19-26. (doi: 10.1016/j.ijcard.2013.03.063.)

Swimmers & Cholesterol

According to a 2009 paper in the Journal of Sports Medicine, swimming results in a 10% decrease in total & LDL cholesterol.

Swimmers & Cholesterol

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Health IQ Advantage: Have a lot of muscle? We’ll make sure you’re not penalized by your BMI.

Health IQ Advantage: Health conscious swimmers who verify their knowledge and mileage can qualify for special rates.

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Health IQ uses data, science, and statistics to show insurance carriers that health conscious people deserve lower rates on life insurance. By clicking "get quote", I give Health IQ Insurance Services my electronically signed prior express written consent to contact me at my phone number and email address listed above to discuss buying life insurance policies & prices. We will never sell your data.

Because the agents are frequently busy helping health conscious customers, I agree these marketing communications may be sent to me using automated technology and pre-recorded messages. I understand that my consent to receive these communications is not a condition of purchase (i.e. I can buy a policy without agreeing to any such communications). By clicking "get quote", I agree to Health IQ Insurance Services’ Privacy Policy and Terms of Use policies.

Health IQ Advantage: We help endurance athletes with slow resting heart rates or runner’s heart get better rates.

General Health History

Health IQ Advantage: Had depression from bereavement? We’ll make sure it is treated differently than ongoing depression.

Heart Health

Health IQ Advantage: We help those with slight hypertension who meditate regularly get better rates.

Health IQ Advantage: We measure Tri/HDL cholesterol ratio in addition to HDL ratio for low carb dieters.

Family History

Health IQ Advantage: Has your family history inspired you to be more health conscious? We minimize the penalty for adverse family health history if you are otherwise healthy.

Driving History

Tobacco History

Health IQ Advantage: Quit smoking? We’ll make sure you get the credit you deserve.

Verified and secured by Health IQ Insurance Services, Inc., Insurance  Life, Mountain View, CA

Health IQ uses data, science, and statistics to show insurance carriers that health conscious people deserve lower rates on life insurance. By clicking "get quote", I give Health IQ Insurance Services my electronically signed prior express written consent to contact me at my phone number and email address listed above to discuss buying life insurance policies & prices. We will never sell your data.

Because the agents are frequently busy helping health conscious customers, I agree these marketing communications may be sent to me using automated technology and pre-recorded messages. I understand that my consent to receive these communications is not a condition of purchase (i.e. I can buy a policy without agreeing to any such communications). By clicking "get quote", I agree to Health IQ Insurance Services’ Privacy Policy and Terms of Use policies.

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