Final Expense Insurance: What Is a Guaranteed IssueLife Insurance Plan, and Do You Need One?
Final expense insurance—aka guaranteed issue life insurance—is technically a type of whole life insurance. However, it is much easier to qualify for than other types of whole life insurance, and will tend to pay out an amount between about $2,000-$50,000 depending on the specific plan….Read more
Do I Need Life Insurance? Myths, Facts, and The Top Seven Reasons to Buy
While buying life insurance isn’t exactly a fun topic, approaching it from a positive point of view can make it a lot more pleasant to deal with. Life insurance can be a valuable and versatile tool for helping you ensure the future security of yourself and your loved ones.Read more
Life Insurance With No Medical Exam: Can I Get a Policy Without
Yes, there are a few options for getting life insurance with no medical exam. Some of these options include guaranteed issue life insurance, term life insurance plans that come with no medical exam, or using an alternate form of insurance such as final expense insurance…Read more
COVID and Life Insurance: What You Need to Know About How COVID-19 Affects Life Insurance Policies
With COVID-19 cases surging and the pandemic still ongoing, it’s natural to wonder about how it might affect life insurance policies. More people have signed up for life insurance since the start of the pandemic, and it has become clearer now more than ever how important it is to keep our families safe, healthy, and financially protected. Here is our guide to the most common questions about life insurance and COVID-19.Read more
Diabetes Life Insurance: How Diabetes Affects Approval Rates and Premiums
For people living with diabetes life insurance can be tricky. Most insurance companies will charge significantly more for policies or may even deny coverage outright. Finding an agency that understands the condition…Read more
Gettin’ Hitched? Better Start Comparing Life Insurance Quotes
While love and marriage often go together like a horse and carriage (as the song goes), the “marriage” aspect of this union often entails much more than just fancy dinners and long walks on the beach. Building a life together often means facing some very…Read more
Health Equity: Leverage Your Health Literacy For Better Insurance Rates
At Health IQ we’ve identified a new asset class we call “health equity.” Just as homeowners can build equity over time, focusing on diet, exercise, and improving one’s health literacy can build health equity. Our “Health Literacy in the 50 States” report shows those with…Read more
3 Reasons Why Even Healthy People Should Get A Medical Exam When Shopping For Life Insurance
You’re a health conscious person. You eat a healthy diet—with the occasional splurge. You exercise most days of the week. You manage your stress—for the most part. So you might consider the medical exam to be just a hassle when shopping for life insurance. After…Read more
Think You Can Do Without Life Insurance? Here’s 5 Reasons To Think Again.
You live a busy life. You’ve got a family that needs your attention and a mortgage/rent to pay. Or perhaps you’re a budding entrepreneur with a growing business. Maybe you’ve got both the family and the business! And even with your tight schedule, you still…Read more
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