Diabetes Life Insurance: How Diabetes Affects Approval Rates and Premiums
For people living with diabetes life insurance can be tricky. Most insurance companies will charge significantly more for policies or may even deny coverage outright. Finding an agency that understands the condition…
Smokers Applying For Life Insurance – A Quitter’s Silver Lining
The data is in, and the research is pretty unequivocal. Smoking significantly shortens your lifespan and negatively impacts virtually every aspect of everyday health. There are exceptions to just about every rule, like the 85-year-old who’s been smoking their entire life and somehow avoided lung…
Gettin’ Hitched? Better Start Comparing Life Insurance Quotes
While love and marriage often go together like a horse and carriage (as the song goes), the “marriage” aspect of this union often entails much more than just fancy dinners and long walks on the beach. Building a life together often means facing some very…
Health Equity: Leverage Your Health Literacy For Better Insurance Rates
At Health IQ we’ve identified a new asset class we call “health equity.” Just as homeowners can build equity over time, focusing on diet, exercise, and improving one’s health literacy can build health equity. Our “Health Literacy in the 50 States” report shows those with…
The First Life Insurance Offering to Reward Well-Managed Diabetics Living a Healthy Lifestyle
Health IQ and Protective Life launched a first-of-its-kind life insurance product today that will provide well-managed diabetics living a healthy lifestyle a more cost effective option for protecting their families, while encouraging them to live long, healthy lives. The new life insurance offering was designed…
Can You Get Affordable Life Insurance Rates If You’ve Had Cancer?
We’ve compiled some tips for how cancer survivors who choose a healthy lifestyle can get the lowest life insurance rates.
3 Reasons Why Even Healthy People Should Get A Medical Exam When Shopping For Life Insurance
You’re a health conscious person. You eat a healthy diet—with the occasional splurge. You exercise most days of the week. You manage your stress—for the most part. So you might consider the medical exam to be just a hassle when shopping for life insurance. After…
Think You Can Do Without Life Insurance? Here’s 5 Reasons To Think Again.
You live a busy life. You’ve got a family that needs your attention and a mortgage/rent to pay. Or perhaps you’re a budding entrepreneur with a growing business. Maybe you’ve got both the family and the business! And even with your tight schedule, you still…
Tips From The Pros: How To Prepare For Your Life Insurance Medical Exam
Congratulations on starting your life insurance application! The next step is taking your free medical exam, and we are here to make sure that you ace it. To help you do your best, we’ve put together a few health tweaks you can do before your…
Running Isn’t Funny Money: How Exercising Can Keep Your Wallet In Shape Too
Everyone knows that exercise can keep your body fit, but did you know that working out can help keep your wallet in shape, too? Being active can help you live longer and save you money on medical costs too. A recent study following cardiac patients…
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