Diabetes Life Insurance: How Diabetes Affects Approval Rates and Premiums
For people living with diabetes life insurance can be tricky. Most insurance companies will charge significantly more for policies or may even deny coverage outright. Finding an agency that understands the condition…
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Smokers Applying For Life Insurance – A Quitter’s Silver Lining
The data is in, and the research is pretty unequivocal. Smoking significantly shortens your lifespan and negatively impacts virtually every aspect of everyday health. There are exceptions to just about every rule, like the 85-year-old who’s been smoking their entire life and somehow avoided lung…
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The First Life Insurance Offering to Reward Well-Managed Diabetics Living a Healthy Lifestyle
Health IQ and Protective Life launched a first-of-its-kind life insurance product today that will provide well-managed diabetics living a healthy lifestyle a more cost effective option for protecting their families, while encouraging them to live long, healthy lives. The new life insurance offering was designed…
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Running Isn’t Funny Money: How Exercising Can Keep Your Wallet In Shape Too
Everyone knows that exercise can keep your body fit, but did you know that working out can help keep your wallet in shape, too? Being active can help you live longer and save you money on medical costs too. A recent study following cardiac patients…
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Triathletes – Don’t Get A Raw Deal On Life Insurance
Triathletes usually thrive on the challenge of athletic competition and enjoy the psychological benefits—like reducing stress and boosting mood—of swimming, biking, and running outdoors. In addition to these mental health benefits, triathletes also enjoy the well-known cardioprotective and other fitness-related benefits of regular endurance exercise….
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How to Ace A Life Insurance Medical Exam as a Runner
We all know running is great for your body and mind, but did you know these benefits can give you a financial advantage to your life insurance rates as well? Most insurance companies will ask for a medical exam before giving you your cheapest rate….
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Life Change? Better Get Life Insurance. Here’s 6 Reasons Why.
The one constant in life is that nothing is constant. One day you are young, single, and carefree. The next, you have a family to feed and a mortgage to pay. As your life circumstances shift, so might your need for life insurance. Growing families…
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